Built for Canadian mortgage brokers

The paperwork runs itself.

CornerStone IQ reads your clients' documents, qualifies the file, catches the compliance issues, and gets everything Filogix-ready — so you spend your time on clients and deals, not data entry.

Already a client? Track your application in the Client Portal.
Hands-off
Documents → qualified → Filogix-ready
Reads
T4 · T5 · NOA · T1 · pay stubs · statements
Catches
Compliance issues before you submit
One click
Export straight to Filogix
Why we built it

Take the busywork out of broking.

Brokers win deals on relationships and judgement — not on chasing PDFs and re-typing income figures. CornerStone IQ exists to give brokers their time back and to make every file cleaner before it reaches a lender.

Give brokers their time back

Automate the repetitive work — reading documents, tracking what's missing, running the numbers — so a broker's day goes to clients, not clerical tasks.

Catch problems early

Surface the things that sink files — taxes owing, partial-year income, rental on a property the client doesn't own — before the lender ever sees them.

Make every file submission-ready

Consistent, accurate qualification and a clean Filogix package every time — fewer back-and-forths, faster approvals, more deals closed.

What it does

One workspace, from first document to lender submission.

Every part of the file lives in one place and keeps itself up to date.

Reads the documents

Identifies each document type and reads the numbers off it — T4 box 14, NOA lines and balance owing, T1, pay stubs and bank statements — automatically.

Qualifies the file

A precise income engine handles every method — salaried, variable, self-employed, rental, commission and more — then computes GDS/TDS and the maximum loan.

Catches compliance issues

A second-opinion engine flags taxes owing, partial-year T4s used as annual income, rental income on non-owned property, recent debt before closing, and more.

Tracks every document

A live checklist shows exactly what's in and what's outstanding, with a clear banner the moment something's missing — and every received file downloadable in one place.

Exports to Filogix

Turns the finished file into a structured, Filogix-ready submission package — the summary, the data, and the document manifest — in a single click.

Email from your own mailbox

Each broker connects their own inbox, so document requests go out from — and replies come back to — their real address. Replies are read and filed automatically.

How it works

Documents in. Approval-ready out.

Add the client

Start a file and request the documents you need. Replies land in your own inbox.

Documents arrive

The program reads each file, identifies it, marks the checklist, and pulls out the income figures.

It qualifies the file

Income method, ratios and maximum loan are computed automatically — and any compliance issue is flagged.

Submit with confidence

Review, adjust anything by hand, and export a clean Filogix package in one click.

Capabilities

Everything a broker needs in one file.

  • Automatic document classification and number extraction
  • Full income engine — salaried, variable, self-employed, rental, commission, pension and more
  • GDS/TDS ratios, maximum loan and maximum purchase price
  • Compliance catches with the evidence behind each one
  • Every value editable by hand — the program proposes, you decide
  • One-click Filogix export package
  • Per-broker mailboxes and a manager console for the whole team
  • Client portal so applicants can follow their file

A live, self-updating file

Open any client and the workspace already reflects the latest documents — read, classified, qualified, and checked.

Documents read & classifiedAUTO
Income figures extractedAUTO
Max loan & ratios computedAUTO
Compliance reviewedAUTO
Filogix package1 CLICK
Security & privacy

Your data and your edge, protected.

Built so that what makes a brokerage competitive — its files and its process — stays private.

  • Encrypted in transit over HTTPS; each brokerage's data is isolated from every other.
  • Client documents are pulled from your mailbox on demand — not stockpiled on our servers.
  • The calculation engine runs server-side — the logic is never exposed to the browser.
  • Email sends from each broker's own address, so clients always recognise the sender.
Get started

Ready to let the file run itself?

Sign in to the workspace, or have your clients follow their application in the portal.